Category: Financial Advice

What is a Debt Management Program?

What is a debt management program? A debt management program (DMP) is designed to help people unable to pay back insurmountable debt.


5 Ways a Bad Credit Score Can Affect You

Make sure you’re taking your credit seriously and opting for credit counseling services. Here are five ways a bad credit score is to your detriment.


Finding Financial Well-Being During COVID

From finding a debt management program to developing a realistic budget, here are some ways to build a strong financial future during the COVID pandemic.


How to Repay Your Forbearance

When it comes to paying back your forbearance, whether you deferred on your mortgage, student loan, or credit card, you have options - debt management can help.


Tackling Your Debt: How to Actually Start

Consider meeting with a professional credit counselor and looking into a debt management plan if you're still struggling with debt.


Do Debt Management Plans Work?

Do debt management plans even work? With a debt management plan, you won’t have to worry any longer about rising interest rates and payments each month.


Managing Holiday Debt

Spend too much over the holidays? A debt management program can help you get back on track.


Budgeting During a Crisis

Most financial advisors will recommend that you have an emergency fund of at least 3 months of expenses in case of financial crisis.


Beware of Too Much Holiday Debt

The holidays can bring plenty of happiness, but plenty of financial concerns, as well.


Tips for Managing School Debt

Make sure you understand your student loan repayment options so you can capitalize on the benefits of your education and move forward in life toward financial success.


Important Steps to Take Before Retirement

One of the best things you could do before you start thinking about your retirement is to enroll in a debt management program.


Do I have to Pay Taxes on Unemployment?

With the recent additional income added to unemployment under the CARES ACT, many people found that their wages were fairly comparable to their normal pay or possibly a little more.


Why Should You Track Your Spending

Given the present-day state of finances, it is important to closely monitor your budget and spending.


Financial Literacy and Why it is Important

Most people have probably heard of financial literacy, but what exactly does it mean?


MyMoneyCheckup®: Planning for Financial Wellbeing

Do you ever feel overwhelmed trying to understand your current financial situation? Or not really know where to begin to assess your overall financial well-being?


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