After successful completion of both the Pre-Filing and the Pre-Discharge bankruptcy courses you earn a certificate of completion which qualifies you to continue the bankruptcy process. The fee for all bankruptcy classes, including online learning modules, is just $50.00 per person. The fee for online sessions is paid at the time of a registration on our website using your debit or credit card.
Acceptable forms of payment for RethinkingDebt off-line bankruptcy classes are official bank check or money order only.
RethinkingDebt will provide services without regard to a client's ability to pay. Waiving the fee for services will be assessed based on regulations from NYS State and on written verification of your family's monthly gross income in relation to Federal Poverty Level Guidelines.
Our bankruptcy counseling sessions can take place online, in-person, or over the telephone. RethinkingDebt is committed to outstanding customer service. Our Client Support Department is open Monday-Friday 8am-5pm (EST). We provide other consumer credit counseling services including debt consolidation and debt management programs, foreclosure prevention counseling, housing counseling, reverse mortgage counseling, other options for paying off debts, and financial education.