Housing Counseling - First Time Home Buying
First Time Home Buying Workshops and
Housing Counseling Programs
Home buying is serious business!
RethinkingDebt.org can help you prepare for the
reality and responsibilities of home ownership. Our
nationally certified credit counselors provide first
time home buying workshops and other housing
counseling to teach you about the home buying process. Some
of the topics that we cover include:
- To buy or not to
buy?
- How much home can you
afford?
- Budget counseling - how to stay
financially sound with the added responsibility
- Your credit
score and credit report - where you stand and
how to improve your rating.
- Options for paying
off debts before you decide to buy a home.
- Systematic savings
plans and individual development accounts to
prepare for home buying
- Selecting a real estate
professional
- Obtaining a mortgage
Attend a first time home buying workshop and get a Certificate
of Completion
When you complete one of our
workshops for first time home buying, you will receive a
Certificate of Completion that will help you qualify for: federal,
state, and local government programs; private mortgage programs; or
grant programs. Make sure you give the certificate to the program
coordinator.
Consumer Credit Counseling Offers Options to Pay Off
Debt Before You Buy
Before taking on the responsibility
of a new house, allow our nationally certified consumer
credit counselors help with the challenges of repaying
outstanding debt. A credit counseling session can provide
you with information about all of your options for paying
off debts. We also offer debt consolidation and debt
management programs that will improve your credit
score, and our fees are some of the lowest in the industry.
The benefits include:
- Lower interest
rates on your loans or credit card balances
- Lower
payments
- Re-aging of
delinquent balances
- Waiver of late
fees and over limit fees
- Stopping debt
collector calls to your home
RethinkingDebt is
committed to outstanding customer service. Our Client Support
Department is open Monday-Thursday 8am-8pm, Friday 8am-5pm, and
Saturday 9am-1pm EST. Explore our other consumer credit
counseling services including bankruptcy counseling, foreclosure prevention
counseling, reverse mortgage
counseling, and financial education
programs.
