Helping People Reclaim Financial Health

You Are Not Alone
 
You Are Not Alone
You may owe money. You may be in over your head. But you are not alone. Most people with serious money problems do not intend to be in debt. Our certified counselors know this…which is why you should know one of us.  Say Hello
Financial Education
 
Financial Education
Our educational programs will teach you how to better organize your finances. We will help expand your knowledge of personal finance through courses in topics such as Budgeting and Understanding your Credit Report.   Learn More
Reverse Mortgage
 
Reverse Mortgage
A Reverse Mortgage can help individuals supplement their retirement income as well as pay for necessities such as medical care, prescriptions, home repairs and other expenses. Is a Reverse Mortgage right for you?  Find Out
Bankruptcy Help
 
Bankruptcy Help
Our certified counselors can help you decide if bankruptcy is right for you. We can also help you meet your pre-filing and pre-discharge debtor education requirements quickly and conveniently.  Get Help
Debt Management
 
Debt Management
Together, we can assess your financial situation and work out more affordable payment plans with your creditors and create a budget that will allow you to repay your debt and start saving for the future.  Start Now
Foreclosure Prevention
 
Foreclosure Prevention
Facing the possibility of foreclosure can be frightening. You don't have to face it alone. We offer confidential counseling that will help you to understand your options and assist you in resolving your situation.  Take Action
Bankruptcy CounselingWe provide better ways to assist you in meeting your legal requirements for pre-filing and pre-discharge counseling. 
Credit CounselingOur certified counselors will assist you in creating a budget plan for handling expenses and the repayment of your current debt. 
Getting StartedWe make it as easy as 1, 2, 3: organize your financial information, complete an online application, and schedule an appointment. 

We all need to rethink the way we manage our personal finances, spending patterns and habits. It's time for everyone to start Rethinking Debt and take action to improve your financial health. Our nonprofit consumer credit counseling agency is built from the ground up to facilitate healthy conversations, share insights, and leverage the best technologies available to teach financial responsibility and safely translate debts to assets.

Over the last 40 years, RethinkingDebt.org - a non-profit organization - has helped hundreds of thousands of people reclaim their financial health under the name Consumer Credit Counseling Service of Rochester. Today, in order to offer our proven processes and superior services to a wider audience, we have rebranded ourselves for a more meaningful identity and are expanding our offices to new locations. By providing financial education and teaching debt management principles, we can safely help you improve your financial situation, no matter what state it is in. RethinkingDebt services clients in the greater New York City area, including Manhattan, Brooklyn, Bronx, Queens, Staten Island, and all of Long Island.

Rethinking Debt Counseling Services Include:

Call today to schedule a free evaluation at (888) 724-2227.

One of our nationally certified credit counselors will be happy to speak with you.