RethinkingDebt does a lot more than credit counseling

  • Online First Home Education

    For many years, RethinkingDebt has offered a First Time Homebuyer workshop in it's Rochester, NY office. Demand for this workshop has increased over the past few years.  This workshop is a requirement for First Home Club members and we want to make this requirement as easy possible for our clients outside Rochester to obtain.  For your convenience, RethinkingDebt now offers an online course for first time homebuyers. This course is offered through E-Home America and can be accessed through our website The fee is $79.00 after the use of a coupon code CCCSHBE. The course offered in both English and Spanish.  The entire process takes 6-8 hours to complete and must be finished within 30 days once started. When completed, you will follow up with a brief conversation with one of our certified counselors to issue your certificate.

  • Do Credit Checks really hurt your Credit Score?

    Do credit checks really hurt your credit score?
    Have you ever heard someone say that every time someone checks your credit history it will lower yo...

  • Time for Improved Credit Card Security?

    Is it time for the US to Improve Credit Card security?

    The United States has been lagging behind other countries in improving credit card securit...

  • Carrying Debt May be Heavier than You Think

    According to a recent National Foundation for Credit Counseling (NFCC) online poll, 18% of consumers think that carrying credit card debt from one ...

  • Confused about Credit Counseling?

    Confused about Credit Counseling?
    Confused about what credit counseling is? Not sure how it can help you? You are not the only one. The National Fo...

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Helping People

History of Helping People in New York

RethinkingDebt is proud to be a non-profit Credit Counseling Agency helping people all over New York. Over the last 40+ years, we have helped hundreds of thousands of people reclaim their financial health. We understand the challenges you face on a day to day basis.

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