Consumer Credit Counseling Albany, NY

Debt Management Albany, NY

Call 1-888-724-2227 or contact us for a free evaluation.

RethinkingDebt, a non-profit consumer credit counseling agency, services Albany, NY and surrounding areas with credit counseling and debt management plans tailored to your needs. Areas that we service in the Albany area include, but are not limited to, Schenectady, Saratoga Springs, Troy, Rensselaer, Loudonville, Menands, Glenmont, Clifton Park, Delmar, Siena, and Stony Point.

Debt Management Plans and Benefits in Albany, NY

Through practical budget counseling, RethinkingDebt helps to create a budget that works for you. We manage the repayment of your debt by contacting creditors and negotiating special plans. You then make one payment to us, and we pay your creditors, simplifying the process. By talking to each of your creditors, we can work on getting late fees removed, lower interest rates, lower payments, and more. 

More than Debt Management

Though creating debt management plans is one of our core services, we offer much more in assisting with debt relief. Services include:

- Credit Counseling - Credit Consolidation
- Student Loan Counseling - Debt Management Plans
- Housing Counseling & First Time Home Buying - Financial Education in Handling Credit
- Bankruptcy Counseling - Financial Education in Managing Money


At RethinkingDebt, we want you to know that we are here to support you. We are committed to giving you our absolute best, so it's important to us that you know your rights as a client of ours. Through honesty and open communication, we can assure you that you can hold us to your highest standards. 

Call 1-888-724-2227 or contact us for a free evaluation. Our appointment lines are open Monday-Friday, 9am-5pm (EST).

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