Helping People Reclaim Financial Health

Bankruptcy Counseling

Bankruptcy CounselingDeclaring bankruptcy - a way to start over

Bankruptcy is not for everyone, but for those who need a fresh start, declaring bankruptcy is an option. RethinkingDebt.org offers bankruptcy counseling and a complete line of credit counseling services. Our nationally certified credit counselors can help you weigh all of the pros and cons.

Required bankruptcy counseling:

Download Bankruptcy Information PDF

For a FREE, in-depth e-book on Bankruptcy, CLICK HERE

Bankruptcy Counseling Fees

To help defray the costs of this valuable service, we charge a $50.00 fee per session. Under certain circumstances, we can waive the fee. Waiving the fee will be assessed based on regulations from NYS, written verification of your family's monthly gross income, and Federal Poverty Level Guidelines.

Schedule an appointment

Our bankruptcy counseling sessions can take place online, in-person, or over the telephone. RethinkingDebt.org is committed to outstanding customer service. Our Client Support Department is open Monday-Thursday 8am-8pm, Friday 8am-5pm, and Saturday 9am-1pm (EST). We provide other consumer credit counseling services including debt consolidation and debt management programs, foreclosure prevention counseling, housing counseling, reverse mortgage counseling, other options for paying off debts, and financial education.