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Student Loan Counseling

It’s been a big topic in the news this year. The amount of student loan debt has surpassed credit card debt in the United States. As the cost of higher education continues to rise, so will student loan debt CCCS of Rochester has developed a new program to help students and graduates with their debt. In the past, we have dealt mostly with unsecured debt, not including student loan debt. More and more people come to us each year asking for help with their student loan debt. CCCS decided that it was time to develop a program to help these consumers.” Take into consideration the following facts and you will understand how great and wide reaching the need for this program is:

Student Loan debt has surpassed the $1 trillion mark as estimated by the Consumer Financial Protection Bureau.

Two-thirds of the class of 2010 graduated with student loan debt.

The average student has $25,250 in student loan debt when they graduate.

One in three graduates indicates they are struggling with repayment of the student loans.

Student Loan debt is not dischargeable in bankruptcy.

 A student loan session with a certified credit advisor will run up to 2 hours and consist of locating all loans, creating a budget, reviewing eligibility for consolidation and seeing which repayment option will work best for the consumer. There is a $60 charge for the student loan counseling. Contact CCCS of Rochester for an appointment to evaluate your student loan debt at 585-546-3440- or 888-724-2227 or visit our websites for more information- .